As someone who wants to see everyone with noble goals succeed, I'm going to help you take the first step to become finically secure with some very important tips.
•Put 5-10% of all paychecks into a bank account that you don't use. The account will gradually grow and give you a rainy day fund of a little investment money.
•Create a monthly budge outlining all of your expenses. Try to leave a little bit of fun money aside but don't go over any of your listed expenses.
•Cut frivolous spending and downgrade a bit. Do you really need a $4 coffee every morning or can you get some cheap caffeine pills?
•Invest your tax refund into a small business venture or set up an emergency fund. Don't waste the month on something that loses value right after buying it.
You may feel overwhelmed at first but just take a step back. Things make much more sense when you look at them from a distance.
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